Music Star Gets A New Basement…

Did you hear about the music star who renovated their basement?  It’s the coolest thing you’ll ever see.  She actually made a Star Trek replica using her basement:–star-trek–enterprise-replica-in-basement-for–30-000-183654900.html

Isn’t that awesome!  Could you imagine having kids who could use that basement?  I’ve often thought of renovating my basement and now I think I may have just found the blueprint :-)  Actually, there’s one basement company I’ve been considering called PLANiT Builders.  They seem really great and all their reviews are quite positive.

If you are looking for a custom basement then there’s not question you’ll have to hire a professional company to do it right.  Actually, basements tend to be used quite a bit so there’s no point doing it cheaply.  You might as well actually invest in it to get it done right so that you are happy with it.

Take a look at Planit Builder’s Calgary basement developers Facebook page.

What Do Auto Insurance Companies Look For Before Offering You A Policy?

Auto insurance in Calgary is big business, but before offering you a policy or deciding on the premium to charge, auto insurance companies will want to determine the likelihood of having to pay you on a claim at some point in the future. As far as they are concerned the best type of customer they can have is one who never makes a claim.

The following factors are the main ones they take into consideration.

Your driving history is important. Past performance – while not necessarily a guarantee of future performance, as the investment companies are always telling is – nonetheless gives a good guide. Drivers with no claims in the past six years are less likely to make claims in the future.

Also taken into account is the number of traffic violations you have. If you have had none in the last three years you are less likely to be involved in an accident.

The area in which you live is another factor. Statistically, from the insurance companies point of view, some areas are worse than others as regards claims.

Of course, the type of car you drive has a bearing as well. Some models are more likely to be involved in accidents than others. Some are more likely to be stolen than others.

More expensive cars are going to cost more to repair, which also affects the premiums. However, some models have additional safety features which protect the passengers in the event of a crash and this will result in reduced premiums.

The type of coverage you need will also affect the premium. The more cover you need the higher the premium. However you can offset this by opting for a higher deductible.

There is a great combination of factors which decides the premium you will pay. At Sharp Insurance we have access to a wide range of insurers and we will always be able to select the policy that is right for you. It is so much easier to get us to do all the donkey work for you than trying to do it yourself. Not only that, our services don’t cost you a cent.